S2E5: Retirement Realities: Facing Fears, Budgets, and the Unknown with Beverly and Darrell Kuch

In this episode, host Amanda Stilwell sits down with Beverly and Darrell Kuch, a couple who recently transitioned into retirement a little earlier than most. Together, they shed light on the unexpected emotions and challenges that come with moving from a lifetime of saving to finally spending what you’ve worked so hard for. Darrell, a self-proclaimed spreadsheet enthusiast, and Beverly, more cautious when it comes to finances, share their journey of building confidence, creating a workable retirement budget, and learning to navigate everything from Medicare to investment choices.

Amanda guides the conversation through practical strategies for tackling those overwhelming, “now what?” questions—like rolling over a 401(k), understanding risk tolerance, and finding trustworthy guidance to avoid being paralyzed by financial decisions. The Kuches open up about their partnership, the importance of education, and how they stay on track—while still allowing for a few Amazon splurges and family vacations.

Tune in for real stories and actionable insights to help you approach your own retirement with peace of mind, clarity, and a little less fear of the unknown.